Services we offer
As local Independent Financial, Mortgage and Remortgage Advisers in Sheffield we are able to offer our clients friendly individual advice on products from most financial product providers, mortgage and remortgage lenders and insurers in the UK.
Furthermore, we are able to offer specialist expertise in the field of mortgages and remortgages to whoever may require assistance:-
- First Time Buyer mortgages
- Right to Buy mortgages
- Home Mover mortgages
- Remortgages
- Council House Purchase mortgages
- Capital Raising mortgages
- Debt consolidation mortgages
- Buy to Let mortgages
- Second or Holiday Home mortgages
- Self Employed mortgages
- Poor Credit History mortgages
We have access to 1000's of mortgage and remortgage schemes and like to think with our guidance you will be able to choose a mortgage or remortgage that is just right for you. We will help you understand the mortgage jargon:-
- Fixed Rate mortgage
- Capped Rate mortgage
- Variable Rate mortgage
- Tracker Rate mortgage
- Discounted Rate mortgage
- Repayment mortgage
- Interest Only mortgage
- Endowment mortgage
We don't just 'arrange' mortgages; one of us will assist you in all aspects of home purchase and (if required) can initially advise on:-
- Property types
- Locations in and around Sheffield
- Deposit
- How much you can afford to borrow
- Estate agents
- Making offers
- Lender 'mortgage promise'
- Solicitors
- 'exchanging contracts'
- 'completing'
We use a wide range of High Street Mortgage and Remortgage Lenders with well known brand names but if they cannot help, perhaps due to some credit problems, we know plenty of other Mortgage Lenders who may help, often at interest rates that will pleasantly surprise you. We also often have access to mortgage and remortgage products not available directly from Mortgage Lenders.
Mortgage terms of up to 40 years mean we can work to your budget and you will receive a detailed quotation, including all fees and monthly costs without obligation or cost to you.
Finally we will advise you about all the protections, such as life assurance and critical illness cover, buildings, contents, and accident, sickness and unemployment insurance, which should be in place by the day that you move in ['completion date`].
By using Independent Financial, Mortgage and remortgage Advisors you can rest assured that you will have received the best advice, competitive terms and a first class mortgage service.
The majority of our business is from existing happy clients and new ones that they recommend.
Have you seen our mortgage calculator or checked out our mortgage guide?